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IndyMac stated that the bank's exposure-dependent financing was just $47 million over the minimal required for that it 10% mark. In doing this, the federal government intervention created ethical threat because of the to be certain high loan providers which they manage found government assistance in a situation away from crisis, and therefore Paul and Woods trust recommended riskier choices. Discover and the article by Donnelly and you may Embrechts as well as the publication by Brigo, Pallavicini and you will Torresetti, you to account related warnings and research for the CDOs starred in 2006.